4.9/5 from 7,075 UK customer reviews4.9/5 · 7,075 UK reviews

New York solar incentives in 2026

New York is the only state we cover where a homeowner on a lease or a PPA can still personally claim a meaningful state tax credit.

Homeowners Solar Funding Checker Three questions, about a minute.

Which funding routes are open at your address?

Your ZIP tells us which utility serves you and which state rules apply. The other two tell us whether solar is worth modelling on your home at all.

Do you own the property?

Roughly what is your average monthly electric bill?

ZIP code

Where should we send it?

This is a funding check, not an application.

Your name

Phone number

We call you about residential solar funding. Your details only go to an installer if you ask us to on that call. Privacy Policy · Your Privacy Choices.

Checking your ZIP code against installer coverage
Identifying your electric utility
Looking up the incentives that apply in your state
Putting your details together

That ZIP code is outside the areas we list

Our installer partner covers New Jersey and Connecticut statewide, Long Island plus Queens, Brooklyn, the Bronx and Staten Island in New York, and Southwest Florida. The ZIP code you entered is not on that list.

Listed ZIP codes and a real service area do not always line up exactly, and coverage changes, so it is worth a proper check rather than a lookup. You can carry on and we will check your address against the installer's current area and call you either way. If nobody can cover you, we will say so on that call and we will not pass your details to anyone who cannot serve you.

See exactly where we do cover, or read what happened to the federal tax credit.

Solar has to be agreed by whoever owns the roof

We are not able to help renters, and we would rather say so at question two than take your phone number first. If you can speak to your landlord or building owner, they are welcome to come back to us themselves.

In the meantime, if your electric bill is the problem, your utility almost certainly runs an energy assistance or efficiency program that is open to renters. It is worth a call to them.

4.9/5 from 7,075 UK customer reviews4.9/5 · 7,075 UK reviews

Both leases and power purchase agreements are permitted in New York
Covering 212 ZIP codes across New York
Utilities served: PSEG Long Island, Con Edison
Every figure below carries the regulator or utility source it came from

Independent, not a government agency Updated August 11, 2026

The American arm of Solar Panel Funding Ltd, which has helped homeowners find routes into solar in the United Kingdom since 2018. The 4.9/5 Trustpilot rating above is from 7,075 UK customers of the UK company, not from US customers. We have no US reviews yet and will not pretend otherwise. Why we show it anyway.

What is actually available

Every New York incentive, with its source

Several high-ranking comparison sites are quoting New York figures that changed months ago. Where that is the case we have said so and linked the primary source so you can check it yourself.

Incentive	What it is worth and how it works
New York State Solar Energy System Equipment Credit Live	25% of qualified expenditure, capped at $5,000 Non-refundable credit against New York State income tax, with a five-year carryforward. Uniquely, it is available three ways: if you purchase the equipment, if you enter a written lease, or if you enter a written agreement of at least ten years to purchase the power generated by equipment you do not own (a PPA). Claimed on Form IT-255. The property must be your principal residence in New York. No credit is allowed after the 15th year where a lease or PPA runs longer than 15 years. This is a credit against your New York State income tax liability, not a payment. What it is worth to you depends on your own tax position. Source: NY Tax Law s606(g-1); NYS Dept of Taxation and Finance; Form IT-255 instructions (2025)
NY-Sun Megawatt Block rebate Not available	Not available in our coverage area The standard residential NY-Sun incentive is closed in both utility territories we serve. The Con Edison residential block closed on May 29, 2025 and now appears under NYSERDA's historic incentive rates. Long Island has been fully allocated since February 2019. Only the Upstate block remains open, and only in NYSEG, RG&E and National Grid territory, which we do not cover. Income-qualified Affordable Solar remains available at $0.80/W in Con Edison territory and $0.40/W on Long Island. Many websites still list a NY-Sun rebate for New York City and Long Island. It is not there. Source: NYSERDA Con Edison, Long Island and Upstate dashboards; DSIRE program 701
Real property tax exemption Live	15 years Real Property Tax Law s487 exempts the increase in assessed value attributable to a solar system for 15 years. Municipalities may opt out and may negotiate PILOT agreements, so this is jurisdiction-specific rather than universal. Source: NY Real Property Tax Law s487; NYSERDA guidance
State sales tax exemption Live	4% state sales tax exempt Residential solar equipment and installation are exempt from the 4% New York State sales tax. Localities may also exempt. Source: NYS Dept of Taxation and Finance
Net metering and the Customer Benefit Contribution Live	Net metering, minus a monthly CBC charge Mass-market residential systems remain on net metering. Systems interconnected on or after January 1, 2022 pay a Customer Benefit Contribution, a monthly charge per kW. For 2026 that is $1.29/kW-month in Con Edison territory and $1.13/kW-month for LIPA. CBC rates are set annually and are not locked at interconnection. Source: NYSERDA 2026 Utility-Published Customer Benefit Contribution Rates

Federal, state, local and utility incentives change, and many have ended or been reduced. The federal residential clean energy tax credit (Internal Revenue Code section 25D) is not available for systems placed in service after December 31, 2025. Eligibility for any remaining incentive depends on your individual circumstances, tax position, property and utility. We do not provide tax, legal or financial advice. Consult a qualified tax professional.

Attached row houses on a Queens, New York street with solar panels on the low-pitched roofs — Illustrative photography.

Coverage

Where we cover in New York

Our installer partner covers Long Island (Nassau and Suffolk) and the New York City boroughs of Queens, Brooklyn, the Bronx and Staten Island. We do not currently cover Manhattan or Upstate New York.

Check my ZIP code

Paying for it

Four routes, and which ones work in New York

$0 upfront

Lease or PPA

Both structures are available in New York. A finance company owns the system, claims the federal credit, and charges you monthly.

How this works →

Loan, prepaid or cash

You own the system. Since the federal credit ended for buyers, the case for owning rests entirely on New York's own incentives and on your electricity rate.

Compare all four →

What “no upfront cost” means. “No upfront cost” and “$0 down” refer to qualifying solar lease or power purchase agreement (PPA) financing, under which eligible homeowners may have no out-of-pocket cost at the time of installation. Solar panels are not free. Under a lease or PPA a third-party finance company owns the system and the homeowner makes monthly payments, typically over a 20 to 25 year term, often with an annual price escalator. Total payments may exceed the cash price of a comparable system. Eligibility depends on homeownership, credit, roof condition, shading, utility provider, location and other underwriting factors, and is not guaranteed.

FAQs

New York solar questions

Can I claim the New York solar tax credit on a lease or a PPA?

Yes. New York is unusual in this. Tax Law s606(g-1) allows the credit where you have purchased the equipment, entered a written lease, or entered a written agreement of at least ten years to buy the power from equipment you do not own. For a PPA you enter the payments made in the tax year; for a lease you enter the total of all payments due under the agreement. The cumulative cap is $5,000 and it is a credit against your state tax liability, not a cash payment.

Do you cover Manhattan or Upstate New York?

Not at present. Our installer partner's New York coverage is Long Island (Nassau and Suffolk) plus Queens, Brooklyn, the Bronx and Staten Island. Enter your ZIP code and we will tell you straight away whether we can help.

Is there a New York solar grant?

No. There is no residential solar grant in New York. What exists is a set of state incentives, tax exemptions and financing structures, all of which are set out on this page with the source for each figure. Any website offering you a New York solar grant is using a word that does not describe anything real here.

Can I still get the 30 percent federal tax credit in New York?

Not if you are buying the system. Section 25D was terminated for anything placed in service after December 31, 2025. The 30 percent still exists under Section 48E but it is claimed by the company that owns the system, which means a lease or PPA finance company. Full explanation here.

How much of New York do you cover?

Our installer partner covers Long Island (Nassau and Suffolk) and the New York City boroughs of Queens, Brooklyn, the Bronx and Staten Island. We do not currently cover Manhattan or Upstate New York.