Solar financing options in Suffolk County, NY

70 ZIP codes covered in Suffolk County, in PSEG Long Island territory. Enter yours to see which routes and New York incentives reach your roof.

Homeowners Solar Funding Checker Three questions, about a minute.

Which funding routes are open at your address?

Your ZIP tells us which utility serves you and which state rules apply. The other two tell us whether solar is worth modelling on your home at all.

Do you own the property?

Roughly what is your average monthly electric bill?

ZIP code

Where should we send it?

This is a funding check, not an application.

Your name

Phone number

We call you about residential solar funding. Your details only go to an installer if you ask us to on that call. Privacy Policy · Your Privacy Choices.

Checking your ZIP code against installer coverage
Identifying your electric utility
Looking up the incentives that apply in your state
Putting your details together

That ZIP code is outside the areas we list

Our installer partner covers New Jersey and Connecticut statewide, Long Island plus Queens, Brooklyn, the Bronx and Staten Island in New York, and Southwest Florida. The ZIP code you entered is not on that list.

Listed ZIP codes and a real service area do not always line up exactly, and coverage changes, so it is worth a proper check rather than a lookup. You can carry on and we will check your address against the installer's current area and call you either way. If nobody can cover you, we will say so on that call and we will not pass your details to anyone who cannot serve you.

See exactly where we do cover, or read what happened to the federal tax credit.

Solar has to be agreed by whoever owns the roof

We are not able to help renters, and we would rather say so at question two than take your phone number first. If you can speak to your landlord or building owner, they are welcome to come back to us themselves.

In the meantime, if your electric bill is the problem, your utility almost certainly runs an energy assistance or efficiency program that is open to renters. It is worth a call to them.

4.9/5 from 7,075 UK customer reviews4.9/5 · 7,075 UK reviews

70 ZIP codes covered across Suffolk County
Utility: PSEG Long Island
$0 upfront available through a lease or a power purchase agreement
Installer licensed in New York: NYC: 2118231-DCWP

Independent, not a government agency About a minute

The American arm of Solar Panel Funding Ltd, which has helped homeowners find routes into solar in the United Kingdom since 2018. The 4.9/5 Trustpilot rating above is from 7,075 UK customers of the UK company, not from US customers. We have no US reviews yet and will not pretend otherwise. Why we show it anyway.

A two-storey colonial home on Long Island, New York, with an all-black solar array on the roof — Illustrative photography.

Local picture

What is specific to Suffolk County

Suffolk is the largest single block of coverage we have in New York, seventy ZIP codes running from Amityville out to the East End. Like Nassau it is PSEG Long Island territory, so the same two constraints apply: no NY-Sun rebate since the Long Island block was fully allocated in February 2019, and a $1.13 per kW-month Customer Benefit Contribution for 2026. Suffolk's advantage is roof stock. The detached single-family housing that dominates the county from Bay Shore eastward gives more usable south-facing plane than the attached stock in the boroughs, which is the single biggest driver of whether a no-upfront-cost structure works on your roof.

New York incentives that apply here

New York State Solar Energy System Equipment Credit

25% of qualified expenditure, capped at $5,000

Non-refundable credit against New York State income tax, with a five-year carryforward. Uniquely, it is available three ways: if you purchase the equipment, if you enter a written lease, or if you enter a written …

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Real property tax exemption

15 years

Real Property Tax Law s487 exempts the increase in assessed value attributable to a solar system for 15 years. Municipalities may opt out and may negotiate PILOT agreements, so this is jurisdiction-specific rather than universal.…

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State sales tax exemption

4% state sales tax exempt

Residential solar equipment and installation are exempt from the 4% New York State sales tax. Localities may also exempt.…

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See every New York incentive with its source →

Federal, state, local and utility incentives change, and many have ended or been reduced. The federal residential clean energy tax credit (Internal Revenue Code section 25D) is not available for systems placed in service after December 31, 2025. Eligibility for any remaining incentive depends on your individual circumstances, tax position, property and utility. We do not provide tax, legal or financial advice. Consult a qualified tax professional.

Coverage

Towns and neighborhoods we cover in Suffolk County

Amityville
Babylon
Bay Shore
Bayport
Bellport
Blue Point
Bohemia
Brentwood
Brightwaters
Brookhaven
Calverton
Centereach
Centerport
Central Islip
Cold Spring Harbor
Commack
Copiague
Coram
Deer Park
East Hampton
East Islip
East Northport
East Setauket
Farmingville
Greenlawn
Hauppauge
Holbrook
Holtsville
Huntington
Huntington Station
Islandia
Islip
Kings Park
Lake Grove
Lindenhurst
Manorville
Mastic
Mastic Beach
Medford
Melville
Middle Island
Miller Place
Moriches
Mount Sinai
Nesconset
North Babylon
Northport
Patchogue
Port Jefferson
Port Jefferson Station
Riverhead
Rocky Point
Ronkonkoma
Saint James
Sayville
Selden
Shirley
Shoreham
Smithtown
Sound Beach
Speonk
Stony Brook
Wading River
West Babylon
West Islip
Westhampton
Westhampton Beach
Wyandanch
Yaphank

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Nearby

Other areas we cover in New York

What “no upfront cost” means. “No upfront cost” and “$0 down” refer to qualifying solar lease or power purchase agreement (PPA) financing, under which eligible homeowners may have no out-of-pocket cost at the time of installation. Solar panels are not free. Under a lease or PPA a third-party finance company owns the system and the homeowner makes monthly payments, typically over a 20 to 25 year term, often with an annual price escalator. Total payments may exceed the cash price of a comparable system. Eligibility depends on homeownership, credit, roof condition, shading, utility provider, location and other underwriting factors, and is not guaranteed.

FAQs

Suffolk County questions

Do you cover my ZIP code in Suffolk County?

We cover 70 ZIP codes in Suffolk County, including Amityville, Babylon, Bay Shore, Bayport, Bellport, Blue Point, Bohemia, Brentwood and more. Enter your ZIP code at the top of the page and you will get a straight answer immediately.

Who supplies electricity in Suffolk County?

PSEG Long Island. Which utility bills you matters more than most people expect, because the export arrangements and, in some cases, the incentive rules differ between them.

What is the no upfront cost option in Suffolk County?

A lease or a power purchase agreement. A finance company owns the system, claims the 30 percent federal Section 48E credit, and charges you monthly, typically over 20 to 25 years. You pay nothing at installation. The panels are not free and the total of payments may exceed the cash price of a comparable system.