Solar financing options in Ocean County, NJ

22 ZIP codes covered in Ocean County, in JCP&L territory. Enter yours to see which routes and New Jersey incentives reach your roof.

Homeowners Solar Funding Checker Three questions, about a minute.

Which funding routes are open at your address?

Your ZIP tells us which utility serves you and which state rules apply. The other two tell us whether solar is worth modelling on your home at all.

Do you own the property?

Roughly what is your average monthly electric bill?

ZIP code

Where should we send it?

This is a funding check, not an application.

Your name

Phone number

We call you about residential solar funding. Your details only go to an installer if you ask us to on that call. Privacy Policy · Your Privacy Choices.

Checking your ZIP code against installer coverage
Identifying your electric utility
Looking up the incentives that apply in your state
Putting your details together

That ZIP code is outside the areas we list

Our installer partner covers New Jersey and Connecticut statewide, Long Island plus Queens, Brooklyn, the Bronx and Staten Island in New York, and Southwest Florida. The ZIP code you entered is not on that list.

Listed ZIP codes and a real service area do not always line up exactly, and coverage changes, so it is worth a proper check rather than a lookup. You can carry on and we will check your address against the installer's current area and call you either way. If nobody can cover you, we will say so on that call and we will not pass your details to anyone who cannot serve you.

See exactly where we do cover, or read what happened to the federal tax credit.

Solar has to be agreed by whoever owns the roof

We are not able to help renters, and we would rather say so at question two than take your phone number first. If you can speak to your landlord or building owner, they are welcome to come back to us themselves.

In the meantime, if your electric bill is the problem, your utility almost certainly runs an energy assistance or efficiency program that is open to renters. It is worth a call to them.

4.9/5 from 7,075 UK customer reviews4.9/5 · 7,075 UK reviews

22 ZIP codes covered across Ocean County
Utility: JCP&L
$0 upfront available through a lease or a power purchase agreement
Installer licensed in New Jersey: NJ: 13VH05539000

Independent, not a government agency About a minute

The American arm of Solar Panel Funding Ltd, which has helped homeowners find routes into solar in the United Kingdom since 2018. The 4.9/5 Trustpilot rating above is from 7,075 UK customers of the UK company, not from US customers. We have no US reviews yet and will not pretend otherwise. Why we show it anyway.

A suburban split-level family home in New Jersey with solar panels on the south-facing roof — Illustrative photography.

Local picture

What is specific to Ocean County

Ocean County is JCP&L territory with a high concentration of age-restricted communities in Manchester, Whiting and Lakewood, where a homeowners association or community rules can affect what is permitted on a roof. New Jersey law limits the extent to which an association can prohibit solar, but the approval process still adds time. Barrier island properties from Seaside Park to Barnegat Light carry wind-load requirements and, in many cases, post-Sandy elevated construction.

New Jersey incentives that apply here

Administratively Determined Incentive (SREC-II)

$77 per MWh, guaranteed 15 years

Under the Successor Solar Incentive program, a net-metered residential system earns one SREC-II per megawatt-hour generated. By Order dated May 21, 2026 the Board of Public Utilities cut the residential rate from $85 to $7…

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Net metering at full retail rate

1:1 retail credit

New Jersey's investor-owned utilities credit excess generation at the full retail rate, with an annual true-up. The ADI incentive and net metering run simultaneously and independently.…

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Sales and use tax exemption

6.625% exempt

Full exemption from New Jersey sales and use tax on solar energy systems, applied automatically at point of sale.…

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See every New Jersey incentive with its source →

Federal, state, local and utility incentives change, and many have ended or been reduced. The federal residential clean energy tax credit (Internal Revenue Code section 25D) is not available for systems placed in service after December 31, 2025. Eligibility for any remaining incentive depends on your individual circumstances, tax position, property and utility. We do not provide tax, legal or financial advice. Consult a qualified tax professional.

Coverage

Towns and neighborhoods we cover in Ocean County

Barnegat
Barnegat Light
Bayville
Beach Haven
Beachwood
Brick
Forked River
Jackson
Lanoka Harbor
Lavallette
Manchester Township
Mantoloking
New Egypt
Pine Beach
Seaside Heights
Seaside Park
Toms River
Waretown
West Creek

Check my ZIP code

Nearby

Other areas we cover in New Jersey

Bergen County
Morris County
Monmouth County
Middlesex County
Camden County
Burlington County

What “no upfront cost” means. “No upfront cost” and “$0 down” refer to qualifying solar lease or power purchase agreement (PPA) financing, under which eligible homeowners may have no out-of-pocket cost at the time of installation. Solar panels are not free. Under a lease or PPA a third-party finance company owns the system and the homeowner makes monthly payments, typically over a 20 to 25 year term, often with an annual price escalator. Total payments may exceed the cash price of a comparable system. Eligibility depends on homeownership, credit, roof condition, shading, utility provider, location and other underwriting factors, and is not guaranteed.

FAQs
Ocean County questions

Do you cover my ZIP code in Ocean County?
We cover 22 ZIP codes in Ocean County, including Barnegat, Barnegat Light, Bayville, Beach Haven, Beachwood, Brick, Forked River, Jackson and more. Enter your ZIP code at the top of the page and you will get a straight answer immediately.
Who supplies electricity in Ocean County?
JCP&L. Which utility bills you matters more than most people expect, because the export arrangements and, in some cases, the incentive rules differ between them.
What is the no upfront cost option in Ocean County?
A lease or a power purchase agreement. A finance company owns the system, claims the 30 percent federal Section 48E credit, and charges you monthly, typically over 20 to 25 years. You pay nothing at installation. The panels are not free and the total of payments may exceed the cash price of a comparable system.